Every class, in order.

The four numbers

Before you spend a dollar or an evening on any way of earning money, four numbers decide whether it is worth doing. Most people never work out one of them.

Earning with a KINTO car on Uber

Drive without owning a car. What it actually costs, what you have to clear before you make a dollar, and the setup in the order that wastes least time.

Included free inside it: The Uber Pro Card — how to get it, and the one button at the pump that decides whether you are paid cash back.

The tax half of gig work

You are a business now, whether or not anyone told you. This is the half of gig income nobody explains — and the half where a driver routinely leaves four figures on the table.

Included free inside it: The safe-harbour rule — how to be protected from the underpayment penalty without predicting the year.

Getting into a paid trade apprenticeship

Earn from the first week. Pay no tuition. Finish qualified, with no debt and a wage most degrees do not reach. This is how the application actually works — and why most people never find the door.

Included free inside it: What the selection interview is actually scoring — and the three answers that beat enthusiasm.

Church IT that survives turnover

A Google Workspace and Mac setup for a church under ten staff — built so nothing important leaves when a person does, and nobody can wire your money to a stranger.

Included free inside it: The verification rule — one sentence, adopted at a board meeting, that stops the fraud churches are targeted with most.

Which gig platform actually pays

Every answer online is written by somebody paid per sign-up. This is the method for finding your own answer, in your own city, in two weeks.

Included free inside it: Miles per dollar — the fastest way to rank options before you have finished measuring.

Your first paying client

For a skill you already have. No website, no personal brand, no logo, no hundred cold messages — the first client comes from a narrower place than any of that.

Included free inside it: The message shape that gets replies — and why it asks for a name rather than a job.

Money that arrives unevenly

Every budgeting method assumes a salary. If your income changes every week they all fail the same way — and the fix is not discipline, it is a different structure.

Included free inside it: The buffer trend that tells you something structural has changed — decided while nothing is wrong.

Using AI without being fooled by it

What it is genuinely good at, where it is confidently wrong, and how to check. Written with help from one — which is why it can tell you exactly how these things fail.

Included free inside it: The one question that replaces every rule of thumb about when to trust it.

The order to do things with money

Not what to buy. What to do first, second and third with a spare hundred dollars — because almost every money mistake is a sequence mistake, not a knowledge one.

Included free inside it: Why clearing expensive debt is usually the highest-certainty return available to you.

Asking for money, and other conversations people avoid

Chasing an invoice. Quoting a price. Asking for a raise. Saying no. Delivering bad news. Five conversations that decide a great deal of your income — and the words for each.

Included free inside it: The four-second silence after you say a number, and what it is doing.

Reading it before you sign it

Leases, finance agreements, client contracts, platform terms. You are not going to read forty pages — so here are the nine places money and freedom actually hide.

Included free inside it: The one sentence that costs nothing and tells you who you are dealing with.